Everyone loves a discount and there are all kinds of discounts and bonuses to help save you money on auto insurance. The summary below is a basic rundown of what type of discounts are offered. Depending on the kind of car you drive, the state you live in, and the kind of policy you carry, you could be eligible for one or more of these benefits.
Defensive Driver Discount
If you’re 55 or older, and you’re the principal driver of your insured car, you could save on your premiums by taking an approved defensive-driving class.
Passive Restraint Systems
If your car came equipped with airbags, or factory-installed motorized seatbelts, you could receive a Passive Restraint Discount on your auto insurance.
Anti-Lock Brakes
Alternately, if your car has factory-installed ABS (all-wheel, anti-lock braking system), this discount can bring your premiums down.
Anti-Theft Devices
This discount applies in certain states, and can save you money if your car came equipped with approved anti-theft devices.
Multiple Policy Discount
If you have property insurance with the same insurance company, you may qualify for a Multiple Policy Discount to lower your auto insurance premiums by as much as 10%.
Good Student
If you’re 25 or younger, unmarried, and a full-time student who meets our GPA requirements, you could save on your auto insurance premiums with this valuable discount. (In some states, the qualifying age is 21.)
Senior Adult
If you’re 65 or older, and you drive more than a quarter of your car’s total mileage, this discount can reduce the cost of your Personal Injury Protection (PIP) coverage.
55 and Retired
If you’re 55 or older, and not employed full-time, this discount can help keep your auto insurance costs down.
New Car
Depending on your state and the model-year of your vehicle, that brand new, never-been-titled car you just bought might save you money.
Economy Car
If you already own an economy car, your savings might just keep coming.
Utility Vehicle
If you drive a specific type of pick-up truck, this discount could apply to your auto insurance.
Resident Student
If you carry coverage for a student who’s under 21 and lives at a school that’s more than 100 miles away, you could save valuable cash on your premiums.
Farm or Ranch Vehicle
If you’re a full-time farmer or rancher, and you’re insuring a farm or ranch vehicle used exclusively for work on your property, this bonus could help keep your costs down.
